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Worldwide annual single cover $395

6 days single cover to NZ $37

9 days single cover to Asia $51

13 days single cover to Europe $71

13 days single cover to the US $83

(Prices include GST & Stamp Duty )

For a limited time only

18/11/2008	Turkmenistan
17/11/2008	Kazakhstan
17/11/2008	Ivory Coast
17/11/2008	Brunei Darussalam

HOME > TRAVEL INSURANCE > INSURANCE POLICY

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For more information regarding our travel insurance, please see the Combined Financial Services Guide and Product Disclosure Statement.

Who can purchase this insurance policy?

Under all Plans cover is available for citizens or residents of Australia.

Insurance policy cover choices

Under the policy, you choose the cover you require based on your travel arrangements:

Whether you want the Single, Duo or Family cover – this depends on who you want to be insured; and
Whether you want International Cover, International Budget Cover, International & Domestic Annual Cover or Domestic Cover – this depends on the type of plan you want or is suitable for you.

Insurance policy cover type

You can choose one of the following cover types:

Single Plan – Covering you and your dependant children/grandchildren under 21 travelling with you listed as covered on your Certificate of Insurance.

Duo Plan – Covering you and your travelling companion listed as covered on your Certificate of Insurance and intending to travel with you on your journey. Duo Cover does not provide cover for dependant children. We issue one Certificate of Insurance. You are both covered as if you are each insured under separate policies with single cover benefits per insured person.

Family Plan – Covering you and the members of your family who go with you on your journey listed as covered on your Certificate of Insurance. The only members of your family who can be included are your spouse, your legally recognised de facto, your children and your grandchildren. However, all children and grandchildren must be Dependants and under 21 years of age. The limits on your cover for family Plans apply to the total of all claims combined made by you and/or members of your family under the policy, whether the claim is in respect of you or any member of your family covered under the family plan.

Insurance policy plan benefits

International Cover Plan: You must select the Plan designated for your destination. If you have a multiple destination itinerary you should select the Plan for the destination where you spend the majority of your journey overseas, however, it is recommended that you take the highest prevailing cover.

International Cover covers the Benefits detailed in:

Sections 1 to 18.

International Budget Cover only covers the Benefits detailed in:

Section 2 – Overseas Emergency Medical Assistance

Section 3 – Overseas Emergency Medical/Hospital/Dental Expenses

Section 15 – Personal Liability

International & Domestic Annual Cover (includes benefit sections 1 to 18) whilst travelling internationally and sections 1, 4, 6 to 18 whilst travelling in Australia which involves any interstate destination or intrastate destination (minimum of one overnight stay from your home). Maximum Period any one journey 37 days for leisure travel and 90 days for business travel.

Domestic Cover (includes benefit sections 1, 4, 6 to 18)

To find out more about the types of cover that apply to your plan, refer to Sections “We Will Pay” and “We Will Not Pay” for details.

Period of insurance cover

You are not covered until we issue a Certificate of Insurance. That Certificate forms part of the policy. The period you are insured for is set out in the Certificate.

However:

The cover for Cancellation Fees and Lost Deposits begins from the time the policy is issued.
The cover for all other sections applies during the period of cover set out on your Certificate.